Frequently asked questions

If your question isn't answered below, please contact us

What type of funding do you offer?

We offer a range of highly leveraged funding solutions up to 100% of your cash flow requirement, on a site-specific basis.

Funding typically ranges from 90% to 100% on an exit fee basis or profit share, depending on your preference.

Any part investment of up to 10% of the cash flow requirement upfront will give you beneficial terms.

We’re happy to quote on different funding routes for site-specific proposals.

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Do you do anything else other than site-specific funding?

Yes. Basically, we can help you if you’re a residential developer needing funding for growth.

For example, we can help you consider alternative corporate solutions, balance sheet restructuring, MBO or MBI deals.

We can also help you free up capital within your business or current developments.

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How does your funding work with my existing banking arrangements?

Our funding will complement your existing banking arrangements. It is site-specific using a company SPV (Special Purpose Vehicle) and so runs independently of the existing banking facilities of your business.

We work with most of the high street banks, so it is very likely we have a relationship with your existing bank; or we can look at other bank sources to work if appropriate for this particular funding.

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Do you fund sites without detailed planning consent?

Yes, we’ll consider a site with outline consent. Our experience shows that a good number of outline consents contain a great deal of detail.

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Do you consider sites without planning permission?

Yes, we would be pleased to talk with you about schemes secured under option or conditional contract.

We can provide nominal deposits and help with planning costs. Our involvement at this early stage can give you peace of mind concerning funding when your scheme goes live.

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What’s the interest rate that’s charged on a loan?

Wolsey interest is charged at the same margin as the bank’s senior debt (i.e. no premium).

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How long does the process take?

We can give a decision in principle within 48 hours.

We’ll then need information on the planning and viability to make a cash flow appraisal.

Once we’ve met, visited your site and agreed terms, at least three to four weeks is needed, depending on the flow of information.

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How much do you get involved in my actual development?

Our support’s there to be drawn on – as much or as little as you need.

Our Development Directors can bring a wealth of experience to the table. We can also offer you the support of sales and marketing specialists with national housebuilder expertise.

If you don’t need our support, it’s your scheme run your way.

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What are the next steps?

Pick up the phone – call us on 0800 037 2778.

If your enquiry is scheme specific, the sooner you call us the better. We’ll confirm our interest, tell you what information we need and get you a decision in principle. We’d also like to meet you as soon as possible.

Based on a cash flow forecast, we’ll offer you a funding proposal with different funding routes.

You then decide if you want to progress. There are no charges or obligations at this stage.

We’re sure you’ll find our proposal very competitive, with many added values that our experience in housebuilding and finance brings.

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If you've any more questions about Wolsey, please contact us

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